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Web12/10/ · Microsoft pleaded for its deal on the day of the Phase 2 decision last month, but now the gloves are well and truly off. Microsoft describes the CMA’s concerns as “misplaced” and says that Web26/10/ · Key Findings. California voters have now received their mail ballots, and the November 8 general election has entered its final stage. Amid rising prices and economic uncertainty—as well as deep partisan divisions over social and political issues—Californians are processing a great deal of information to help them choose state constitutional Web21/10/ · A footnote in Microsoft's submission to the UK's Competition and Markets Authority (CMA) has let slip the reason behind Call of Duty's absence from the Xbox Game Pass library: Sony and WebAbout Our Coalition. Prop 30 is supported by a coalition including CalFire Firefighters, the American Lung Association, environmental organizations, electrical workers and businesses that want to improve California’s air quality by fighting and preventing wildfires and reducing air pollution from vehicles Web20/10/ · From payment apps to budgeting and investing tools and alternative credit options, fintech makes it easier for consumers to pay for their purchases and build better financial habits. Nearly half of fintech users say their finances are better due to fintech and save more than $50 a month on interest and fees. Fintech also arms small businesses ... read more

Given COD's continued non-appearance on Game Pass, you've got to imagine the restrictions are fairly significant if they're not an outright block on COD coming to the service. Either way, the simple fact that Microsoft is apparently willing to maintain any restrictions on its own ability to put first-party games on Game Pass is rather remarkable, given that making Game Pass more appealing is one of the reasons for its acquisition spree.

The irony of Sony making deals like this one while fretting about COD's future on PlayStation probably isn't lost on Microsoft's lawyers, which is no doubt part of why they brought it up to the CMA. While it's absolutely reasonable to worry about a world in which more and more properties are concentrated in the hands of singular, giant megacorps, it does look a bit odd if you're complaining about losing access to games while stopping them from joining competing services.

We'll find out if the CMA agrees when it completes its in-depth, "Phase 2" investigation opens in new tab into the Activision Blizzard acquisition, which is some way off yet. For now, we'll have to content ourselves with poring over these kinds of corporate submissions for more interesting tidbits like this one. So far, we've already learned that Microsoft privately has a gloomy forecast for the future of cloud gaming opens in new tab , and that the company thinks Sony shouldn't worry so much since, hey, future COD games might be as underwhelming as Vanguard opens in new tab.

Who knows what we'll learn next? Sign up to get the best content of the week, and great gaming deals, as picked by the editors. One of Josh's first memories is of playing Quake 2 on the family computer when he was much too young to be doing that, and he's been irreparably game-brained ever since. His writing has been featured in Vice, Fanbyte, and the Financial Times. He'll play pretty much anything, and has written far too much on everything from visual novels to Assassin's Creed.

His most profound loves are for CRPGs, immersive sims, and any game whose ambition outstrips its budget. He thinks you're all far too mean about Deus Ex: Invisible War. Open menu Close menu PC Gamer PC Gamer THE GLOBAL AUTHORITY ON PC GAMES. These overdraft fees occur when a bank displays that a customer has sufficient available funds to complete a debit card purchase at the time of the transaction, but the consumer is later charged an overdraft fee.

Often, the financial institution relies on complex back-office practices to justify charging the fee. For instance, after the bank allows one debit card transaction when there is sufficient money in the account, it nonetheless charges a fee on that transaction later because of intervening transactions. In September , the CFPB took action against Regions Bank for charging surprise overdraft fees known as authorized positive fees. As early as the CFPB, as well as other federal regulators, including the Federal Reserve, began cautioning financial institutions against charging certain types of authorized positive fees, such as the ones used by Regions to unlawfully penalize customers.

In January , the CFPB launched an initiative to scrutinize back-end junk fees that cost Americans billions of dollars. Tens of thousands of people responded to a CFPB Request for Information with their stories and complaints about unnecessary fees in banking. In the last year, the CFPB has also published several research reports on overdraft fees and an analysis of college banking products. The CFPB has observed that financial institutions have started to compete more when it comes to fees.

Earlier this year multiple banks announced they were eliminating overdraft fees or updating their policies to be more consumer friendly. And, in recent months, multiple large banks announced that they are eliminating non-sufficient fund fees on their checking accounts. Employees who believe their companies have violated federal consumer financial protection laws are encouraged to send information about what they know to whistleblower cfpb.

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By Molly Rose Pike For Mailonline. Published: GMT, 20 October Updated: GMT, 20 October The youngest female killer in Britain was just 12 years old when she took the life of a complete stranger in a 'Jack the Ripper' style murder. Sharon Carr was born in Belize, but later moved to Camberley in Surrey, where in she would take the life of Katie Rackliff, 18, by stabbing her 27 times. Officers initially assumed the culprit was a man in his 30s, who would have had the strength to attack a woman of Chillingly Carr returned home and bragged about her killing in a diary entry in which she stated: 'I'm a killer.

Killing is my business, and business is good. It would take police five years to discover Carr was responsible for Katie's death. Documentary series Killer Kids has delved into Sharon's childhood and raises the question, was Carr born evil or was it her violent childhood that turned her into a cold blooded killer?

Carr's mother was a violent woman who subjected Sharon to cruel beatings and taught her to practise voodoo by sacrificing animals. Neurologists also believe Carr, who smoked cannabis, suffered from schizoaffective disorder, as well as borderline and anti-social personality disorders.

The show's presenter Jo Frost, a parenting expert who rose to fame as the star of TV show Supernanny, believes Sharon's story is nurture over nature. She said: 'When I look at young children that have never been given the correct guidance, the love the nurturing, where boundaries haven't been put in place, what I see in front of me is the body of a young child that's lost all of its innocence.

Sharon Carr is serving a life sentence for the murder of Katie Rackliff, a complete stranger she killed when she was just 12 years old. Carr's violent streak began years before she murdered Katie.

Carr grew up in a house where the family would practise voodoo by torturing and killing animals, including the decapitation of a neighbour's cat. She was born into poverty in and would often be on the receiving end of her mother's violence, once being punished by having pepper poured on her genitals. The family moved to Surrey from Belize in Central America, when her mother married an English man, However Carr struggled to adjust to her new life on a council estate.

Family life quickly turned sour and her mother split up with her new husband, which resulted in a violent confrontation that saw her pour boiling water over him - all witnessed by Carr.

Carr began smoking cannabis and earned a reputation for being violent and intimidating to her neighbours. Katie was leaving a nightclub and was last seen getting into a car. Her body was found just five hours later.

Jack The Ripper was one of Britain's most notorious and unidentified serial killers. He murdered at least five prostitutes in East London between to His victims were Mary Ann Nicholls, Annie Chapman, Elizabeth Stride, Catherine Eddowes and Mary Jane Kelly.

The Ripper was known for mutilating his victims, and as such is suspected to be a surgeon or a butcher for his knowledge of the anatomy. Other theories suggest the murders were linked to royalty, with one suspect being Queen Victoria's grandson, Prince Albert Victor.

Professor Francesca Happé, a neurologist, said cannabis can have a harmful effect on a young person, explaining on the programme: 'We know that use of cannabis in the very young is a real risk factor for later psychosis. Why that's the case is being unpicked at the moment but clearly that's increasing her risk for this schizophrenia.

On June 7 hairdresser Katie Rackliff left a nightclub in Camberley and was seen getting into a car. Her body was found five hours later with 27 wounds, but it would take police another five years before they found out what happened to her. Officers initially assumed the culprit was a male in his 30s, who would have had the strength to attack a woman of Clive Discoll a former detective chief inspector with the metropolitan police between revealed the extent of the injuries to the body.

He said: 'It was almost a Jack the Ripper sort of incident and we know how we feel about how barbaric that was but this was a situation where the lady's sex organs were attacked.

Carr returned home and boasted about getting away with murder in a diary entry. Sharon wrote in her diaries detailing Katie's murder, with experts believing she wanted to keep reliving it. The dark descriptions of the murder show that Sharon wasn't remorseful about her crime. Her diaries from this time are filled with violent imagery, expressing her growing desire to kill a person.

Sharon bragged about getting away with the murder in her diary, writing: 'I'm a killer. Her diary became even more frightening when she started getting even more bloodthirsty and expressed her desire to kill again.

One terrifying diary entry saw the killer say 'Killing is my business, and business is good'. The diaries were discovered by police after Sharon had been sentenced for attempting to kill a classmate. On June 7 , exactly two years after she'd murdered Katie, Sharon stabbed another schoolgirl in the lungs with as four inch knife in the school toilets.

Miraculously the girl survived thanks to another group of pupils entering the toilets and catching Sharon in the act. She was sentenced to two years at Young Offenders' institution Bullwood Hall, and began bragging to fellow prisoners about committing a murder [Katie's] some years before.

The police searched the house Sharon shared with her mother and discovered her diaries, which were filled with descriptions of the killing. Dr Elizabeth Yardley, a criminologist, said: 'The diaries are a way of reliving the murders, it's a way of commemorating them, being able to go back and revisit that moment where she felt all powerful so she's preserving that moment. She doesn't want to forget it. Police compared Katie's murder to a Jack the Ripper style attack due to the amount of injuries she sustained before death.

Katie was the complete opposite of Sharon and had a promising career as a hairdresser ahead of her. Sharon was sentenced to life imprisonment for Katie's murder in and remains behind bars.

Professor Happé said it is difficult to know if Sharon was born evil, or whether she suffered from mental health problems sparked from her difficult upbringing. She said: 'Her diagnosis is so complicated because as well as this schizoaffective label she also has multiple borderline, anti social personality disorders. Jo Frost on Britain's Killer Kids airs Sundays at 10pm on Crime and Investigation channel. Sharon Carr murdered Katie Rackcliffe in June , but she wouldn't be convicted until , five years after her victim died.

This was because the police had been looking for a killer of an entirely different description because of the nature of the brutal killing. Carr had stabbed her victim 27 times and mutilated her, the kind of attack police normally attribute to male killers.

Experts say that female killers usually use only enough violence to kill their victim, so wouldn't stab them several times or mutilate them. Dr David Holmes, a criminal psychologist, said: 'For the investigating police, Katie's death was one of mystery, however, the primary evidence, the frenzied attack, the sexuality of the attack, would point to a male.

It would point to someone who is physically capable of dragging Katie from one killing location to her final resting place. The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline.

Argos AO. com River Island Groupon Debenhams Wayfair Very eBay Boohoo Nike Currys Virgin Media ASOS TUI My Profile Logout Login. Latest Headlines The Queen Kate Middleton Fashion Finder Mail Best Shopping Gardening Parenting Blog My Profile Logout Login. Privacy Policy Feedback. Sunday, Dec 18th 8PM 27°C 11PM 26°C 5-Day Forecast. Was she born evil or did a violent childhood lead to schoolgirl, 12, becoming Britain's youngest female killer? Experts examine her brutal 'Jack the Ripper' style attack on a stranger Sharon Carr, from Surrey, became Britain's youngest female killer at just 12 She murdered a complete stranger by stabbing her 27 times in a brutal attack Katie Rackliff was a hairdresser with a promising career ahead of her Sharon was the victim of her mother's violent abuse during her childhood By Molly Rose Pike For Mailonline Published: GMT, 20 October Updated: GMT, 20 October e-mail shares.

RELATED ARTICLES Previous 1 2 Next. Share this article Share. Jack The Ripper's reign of terror Jack The Ripper was one of Britain's most notorious and unidentified serial killers. Why did it take police five years to discover who killed Katie Rackliff? Share or comment on this article: Britain's youngest female killer examined e-mail Most watched News videos King shares a laugh with medical staff at Finchley community centre Driver flees after car attacked outside packed nightclub Gatwick Airport runway closed after 'speed tape' falls from plane Putin readies hypersonic missile to combat in a nuclear threat Food blogger 'Fatty Goes To Africa' is stabbed to death by rival Media reacts to new episodes of Harry and Meghan's Netflix doc Royal Family attend 'Together at Christmas' carol service Boy rings bell which was dedicated to him after his death Revellers attempt to force entry into Brixton's O2 Academy The Dancing King!

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CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts,Top Contributor Lists

Web26/10/ · Stay informed Subscribe to our email newsletter. We will update you on new newsroom updates Web21/10/ · A footnote in Microsoft's submission to the UK's Competition and Markets Authority (CMA) has let slip the reason behind Call of Duty's absence from the Xbox Game Pass library: Sony and Web15/11/ · Below are lists of the top 10 contributors to committees that have raised at least $1,, and are primarily formed to support or oppose a state ballot measure or a candidate for state office in the November general election. The lists do not show all contributions to every state ballot measure, or each independent expenditure committee Web20/10/ · From payment apps to budgeting and investing tools and alternative credit options, fintech makes it easier for consumers to pay for their purchases and build better financial habits. Nearly half of fintech users say their finances are better due to fintech and save more than $50 a month on interest and fees. Fintech also arms small businesses Web12/10/ · Microsoft pleaded for its deal on the day of the Phase 2 decision last month, but now the gloves are well and truly off. Microsoft describes the CMA’s concerns as “misplaced” and says that Web26/10/ · Key Findings. California voters have now received their mail ballots, and the November 8 general election has entered its final stage. Amid rising prices and economic uncertainty—as well as deep partisan divisions over social and political issues—Californians are processing a great deal of information to help them choose state constitutional ... read more

The list of new value-add solutions continues to grow. Dr Elizabeth Yardley, a criminologist, said: 'The diaries are a way of reliving the murders, it's a way of commemorating them, being able to go back and revisit that moment where she felt all powerful so she's preserving that moment. Dyck Co-Director Center for Public Opinion University of Massachusetts, Lowell. Privacy Policy Feedback. Planned Parenthood Northern California.

Rachel Lawler is a survey analyst at the Public Policy Institute of California, where she works with the statewide survey team. Accent on Languages, Inc. November 15, EST. Satellite Healthcare, Inc, binary options boiling chanel. Lisa Pitney Vice President of Government Relations The Walt Disney Company. Mark Baldassare is president and CEO of the Public Policy Institute of California, where he holds the Arjay and Frances Fearing Miller Chair in Public Policy. To give you the best possible experience, this site uses cookies.

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